Bookkeeping that keeps you compliant — and helps you stay in control.

Making Tax Digital (MTD) means keeping digital records and sending quarterly summaries of income and expenses to HMRC through compatible software. You will still complete an annual Self Assessment tax return.

That's what this package is for: your bookkeeping and every one of your HMRC submissions, handled in one place, for one predictable subscription — so you can spend your time on the work you do best.

Who this is for

MTD for Income Tax applies above £50,000 from 6 April 2026, above £30,000 from 6 April 2027 and above £20,000 from 6 April 2028.

If that's you, this package is built specifically around what you now need: proper digital records, four quarterly updates, and your year-end final declaration — all covered.

What's included

• Monthly bookkeeping — your income and expenses recorded and reconciled using modern cloud tools, ready at all times

• Four quarterly updates — submitted to HMRC on time, every time, so you're never scrambling near a deadline

• Your final declaration — the year-end submission that brings everything together and finalises your tax position

• One point of contact — no juggling a bookkeeper and a separate tax agent; it's the same person keeping your records and doing your filing, so nothing gets lost between the two

That's five HMRC submissions a year, plus everything in between, for one flat monthly fee.

How it works

1. We get you set up — your records connected and configured, with a simple way to keep on top of receipts and paperwork as you go

2. You send things across as they happen — a few seconds here and there keeps your records accurate and up to date

3. We do the rest — reconciling monthly, filing each quarterly update, and completing your final declaration at year-end

4. You give us a nod of approval — a quick sign-off from you before each year-end submission goes in, since it's your tax return; nothing else needed in between

No paperwork pile-up. No January panic. No wondering whether you've done it right.

Joining partway through a quarter? We’ll confirm your reporting deadlines, check whether any earlier records or updates need attention, and agree a clear plan to get you set up.

Pricing

Priced simply, by turnover band — no counting transactions, no add-on charges.

£30,000–£50,000 annual turnover: £150 per month, or £120 per month for your first 12 months.

£50,000–£90,000 annual turnover: £200 per month, or £160 per month for your first 12 months.

£90,000+ annual turnover (VAT registered): £250 per month, or £200 per month for your first 12 months.

All bands include monthly bookkeeping, MTD quarterly summaries where required, the annual Self Assessment tax return and a clear quarterly financial summary. VAT returns are included for VAT-registered clients.

Not sure which band you're in, or whether Making Tax Digital applies to you yet? Get in touch and we'll work it out together.

Know someone else who needs this?

Refer another sole trader and, once they've completed their first quarter with us, you'll get £50 off your fee — and they'll get £30 off theirs to say welcome. No limit on how many people you refer.

Questions

Why don't your prices show VAT?

Black Dog & Co isn't VAT registered, so there's no VAT to add — the price shown is exactly what you pay, every month.

I've seen this cheaper elsewhere — why should I choose you?

A lower headline price doesn't always tell the full story — some providers charge separate onboarding fees, add extra charges once they've assessed your actual situation, or don't include full bookkeeping at that price. What you see here is the complete picture from the start: one flat fee, bookkeeping and every submission included, nothing added later. If you're comparing prices, it's worth checking exactly what's included at that number, not just the number itself.

What if my income changes and I move into a different band?

Your band is based on your turnover for the previous tax year, reviewed annually — the same approach HMRC itself uses to decide who needs to report this way. You won't be moved mid-year because of a good or quiet month.

What do I need to do to get started?

Just get in touch. We'll confirm your band, get your records connected, and complete a quick identity check — standard practice for all UK bookkeepers — before we begin.

What does Making Tax Digital actually involve?

In plain terms, MTD requires digital records and quarterly summaries through compatible software. These quarterly updates are not separate tax returns, and you will still complete an annual Self Assessment tax return.

What happens if I don't comply?

Missing a submission or filing incorrectly can lead to HMRC penalties, so it's not something to leave until the deadline's close. The good news is that once you're set up properly, it becomes routine rather than something to worry about — which is exactly what we're here for.

Can't I just do this myself?

Yes — MTD software exists that lets you file directly, and some people will manage it fine on their own. This service is for anyone who'd rather not spend their evenings learning quarterly reporting, worry about getting a submission wrong, or add another admin task to an already busy year.

Limited companies: bookkeeping, VAT and payroll can be supported where agreed. Statutory annual accounts and Corporation Tax returns are not currently offered and must be completed by your accountant.